Money In Minutes | WageX

Licensed by the Central Bank of Nigeria, the Money in Minutes and WageX app comes with a series of features dedicated to give you easy and stress-free access to affordable finance whilst building your credit profile and giving you full control over your personal finance.Personal Cash Loans and Salary Advance range from ₦5,000 to ₦5,000,000Loan Tenure:3 months to 6 months. Monthly interest rates from 5% to 30% depending on the risk profile of the customer and whether the customer is taking a Money in Minutes Loan, a WageX Salary Advance request, a WageX installment loan, a Remita Salary Advance Loan or a Business Loan.ExampleBorrow ₦100,000 at APR of 180% (per annum) with a tenure of 60 daysInterest amount = (₦100,000 * [180% / 365]) * 60 = ₦30,000Total loan amount disbursed will be ₦100,000Total loan amount to repay will be ₦130,000 (₦100,000 + ₦30,000)Two monthly payments of ₦65,000Some customers may be charged a late fee.Loan Features:- Easy and fast access to affordable finance- Build your credit profile & strengthen your credit history- Flexible access to your salary before payday- Fast loan disbursement- Get up to 150% of your salary in 10 minutes & repay over 3 months- Flexible repayment options- No collateral and no paperwork- Enjoy lower interest rates- Loan Amounts: ₦5,000 to ₦5,000,000- Get a credit alert in your wallet account instantly- Repayment periods from 90 days to 180 days- Monthly interest rates range from 5% to 30%- APR from 30% to 290% per annum- Flexible repayment plans- No hidden fees, no rollover charges, no processing fees and no transaction feesAccess Your Salary Whenever You Need ItWageX helps businesses pay salaries flexibly without changes to their existing payment structure, we help employers offer to their employees flexible and on-demand access to their pay through our WageX StreamerThrough WageX, employees get early access to 150% over 3 months or 50% before payday. Get a salary advance in 10mins, if you earn your salary through Remita no documentation is required, or collateral. Download the app, signup and select WageX to get up to 150% of your salary. Example:Borrow ₦200,000 at APR of 60% (per annum) with a tenure of 30 daysInterest amount = (200,000 * [1680% / 365]) * 30 = ₦10,000Total loan amount disbursed will be N200,000Total loan amount to repay will be ₦210,000 (₦200,000 + ₦10,000)A monthly payment of N210,000Get a Business LoanGet ₦500,000 to ₦20 million in 24 hours | Fast and secure | Repayment period of 3-6 monthsGet a Remita Salary Advance Access 50% to 150% of your salary in 10 mins and repay over 3 months - Its fast, easy and cheaper than loans from 90% of lenders in Nigeria.Requirements: Who Can Apply?Nigerian residents Individuals between 18 and 60 years oldPrivacy PolicyAt Money in Minutes, we prioritize the security of your personal data and utilize state-of-the-art encryption techniques to safeguard your information. We never disclose your data to third parties without your express permission. In order to verify your identity and determine your eligibility for a loan, we may need to access some data on your phone. This information is used solely to improve the quality of our financial services, and we have stringent policies in place to ensure that our methods are transparent and your data remains protected at all times.- Money in Minutes is licensed and regulated by the Central Bank of Nigeria (CBN).Contact Us:For questions, feedback, or concerns, send us an email at [email protected] or call us on (+234)01-2298304 for prompt assistance | Mon-Fri: 9 am - 6 pm, (Mon-Fri), Sat-9 am-5 pm.Connect With UsFollow us on:Facebook: https://www.facebook.com/moneyinminutesngLinkedIn: https://www.linkedin.com/company/money-in-minutes-nigeria/Instagram: https://www.instagram.com/moneyinminutesng/Twitter: https://twitter.com/moneyinminsng